NEWS & UPDATES

The remaining Overseas Transfer Charge exemptions, the Overseas Transfer Allowance, and what advisers need to watch.

In this edition, we break down what changed, why it matters, and why the EEA/Gibraltar exemption is no longer the planning tool it once was.

Transferring a pension is a significant financial decision, particularly when it involves moving savings to another country. For Irish expats and internationally mobile individuals, Malta is often discussed as a potential pension jurisdiction.

In a rapidly evolving financial landscape, international pension solutions that deliver flexibility, security are more valuable than ever.

If you’ve ever dreamed of retiring somewhere sunny, scenic, and financially smart—Malta might just be your ideal destination.

In today’s interconnected world, understanding the roles of financial advisors and investment advisors is crucial, especially when contemplating transferring a pension overseas. While these professionals share similarities, each brings a distinct set of skills and expertise to the table. A financial advisor typically offers a broad range of services designed to manage your overall financial health. They help with budgeting, estate planning, insurance, and retirement strategi

When it comes to managing pension schemes—especially those involving international transfers—Malta has earned a reputation for its strong regulatory environment.

The ITC Occupational Retirement Scheme complies with the IORPS II Directive, meaning it adheres to the EU’s framework for the free movement of capital and the free provision of services in occupational pension schemes. This is achieved through Directive 2016/2341, which establishes common standards to ensure that pension fund members and beneficiaries are well protected. Moreover, the scheme meets HMRC’s ROPS requirements, allowing it to accept transfers from any UK-regulated