Terms & Conditions
Introduction
These Terms and Conditions govern the use of the website of ITC International Pensions Limited (ITCIPL). By accessing and using this website, you agree to be bound by these Terms. If you do not agree, you must not use this website. We reserve the right to update these Terms at any time without notice. Your continued use of the website constitutes acceptance of the updated Terms.
Use & Access of Our Website
Material on this website is the property of ITC International Pensions Limited (ITCIPL). You are permitted to use the website for personal purposes, including printing and downloading material, provided that content is not modified without our consent. Material must not be republished online or offline without our written permission. Access to the website is generally available without registration. While we strive for continuous availability, we are not liable for any downtime due to technical issues beyond our control.
Disclaimer
Information provided on this website is for general information purposes only and does not constitute professional advice. While we make reasonable efforts to ensure the accuracy and currency of information, we provide no warranties and accept no liability for any reliance placed upon it. Access and use of the website is at your own risk. We do not guarantee that use of the website or downloading of content will be free from viruses or damage. You are responsible for implementing appropriate safeguards. Communications over the internet are not secure and may be intercepted. Do not disclose personal information unless using secure channels.
Visitor Conduct
Other than personally identifiable information covered under our Privacy Policy, any material sent or posted to the website is considered non-confidential and non-proprietary. You must not post or transmit material: (a) for which you lack all necessary consents; (b) that is defamatory, obscene, offensive, infringing, or unlawful under Maltese law; (c) that contains harmful software or data. You are prohibited from linking to our site in a way that suggests endorsement or false association, or from a site that contains unlawful or offensive content. Breach of these terms may result in indemnification of ITCIPL for resulting loss or damage.
Intellectual Property Rights
All content, trademarks, and intellectual property on this website belong to ITCIPL or its licensors. You may not use, reproduce, or distribute any content for commercial purposes without our express written consent.
Limitation of Liability
To the fullest extent permitted by law, ITCIPL is not liable for any direct, indirect, incidental, or consequential damages arising from use of or inability to use this website. This includes, but is not limited to, loss of data, profits, or business interruption. Your sole remedy is to discontinue using the website.
Website Availability
We do not guarantee that our website or any content will always be available. We may suspend, withdraw, or restrict availability for business or operational reasons at any time.
Suspension and Termination
We may suspend or terminate access to the website at our discretion, particularly where there is a breach of these Terms. All rights granted to you under these Terms shall cease immediately upon termination.
Changes to These Terms
These Terms may be revised at any time. Updates will be posted on this page and are effective immediately. Continued use of the website indicates your acceptance of the revised Terms.
Privacy and Data Protection
Your personal data will be processed in accordance with our Privacy Policy and applicable laws, including the General Data Protection Regulation (GDPR). By using the website, you consent to such processing and confirm the accuracy of any personal data you provide.
Cookies
This website may use cookies to enhance your browsing experience. By continuing to browse the site, you consent to our use of cookies in accordance with our Cookie Policy.
International Use
This website is intended for use in Malta. If you access the website from outside Malta, you are responsible for compliance with your local laws. We do not represent that content is appropriate outside Malta.
Links to and from Other Websites
Links to third-party websites are provided for your convenience. We accept no responsibility for the content or functionality of external sites. You link to such sites at your own risk.
Severability
If any provision of these Terms is found to be unlawful or unenforceable, it shall be severed, and the remaining provisions shall remain in full force and effect.
Waiver
Failure to enforce any right or provision in these Terms shall not constitute a waiver of such right or provision.
Governing Jurisdiction
These Terms are governed by the laws of Malta. Any disputes arising from use of the website shall be subject to the exclusive jurisdiction of the Maltese Courts.