Can I consolidate international pensions in one Maltese scheme?

Yes—ITC IORPS can accept pensions from any jurisdiction, with Irish, ECPS & UK transfers being the most popular. Pensions transferred from other jurisdictions are possible but would depend on the local and labour laws of that country.

Each pension would simply be run in separate sub-accounts:

• UK sub-account (benefits from age 55, Flexi-Access rules)

• Irish/ECPS sub-account (benefits from age 50, capped drawdown rules)

One fee covers both—yet regulatory compliance for each jurisdiction remains intact.