Why Malta?

Malta is a respected, English-speaking financial centre with a robust overseas pension scheme legislation. It also brings the security of being a full member of the European Union.

• Ability to retire at an age to suit you and take benefits in a form that is best for you
• Access to a wide range of investment opportunities
• Tax Efficient – Malta has around 70 Double Tax Treaties (DTA’s), for residents of countries that have a DTA with Malta
• No Tax to pay on assets within scheme (with exception of immovable property in Malta)
• Can nominate beneficiaries on your pension
• No Lifetime Allowance Charge
• Inheritance benefits - you can pass on your pension pot to your beneficiary upon death IHT free
• You can combine various smaller pensions into one large pot resulting in only one annual management fee as well as the opportunity to benefit from the economies of scale by combining investments
• Avoid ongoing currency exchange fees in investing in the same currency as the country you reside in or in any currency of your choice
• Avoid the political and regulatory uncertainty